
Studying abroad is an exciting adventure, but managing money in a new country can be tricky. With a Forex card, you can pay for tuition, food, or shopping easily. It’s safe to use and saves you money. In this blog, we’ll explore how Forex cards work, their benefits, and the best ones for students. Let’s get started!
What is a Forex Card?
A Forex card is a prepaid card loaded with foreign currency, making spending abroad simple and hassle-free. Think of it as your travel buddy for all financial needs, whether you’re paying for meals, shopping, or booking flights.
Unlike credit or debit cards, a Forex card is designed specifically for international use, saving you from high conversion fees and unexpected charges. You load the card with the currency of your destination before you travel, and you’re good to go! It works like a debit card, you can swipe it at stores, withdraw cash from ATMs, or use it for online payments.
Also Read: How to Use Forex Card – A to Z Guide for Indian Travellers
How Forex Cards Work
- Loading the Card
Before your trip, you get a Forex card from a provider like Extravelmoney.com or a bank. Load the card with the foreign currency you need. - Using the Card Abroad
Once loaded, your Forex card works like a regular debit card. Swipe or tap it to pay for meals, shopping, or travel. You can also withdraw cash from ATMs in the local currency of the country you’re visiting. Each time you use the card, the amount is deducted from your balance, and you’ll get instant alerts via SMS or email to track your spending. Forex cards are chip-protected and require a PIN for transactions, making them safer than carrying cash. - Reloading the Card
Forex cards can be easily reloaded online through mobile banking or platforms like Extravelmoney.com (if you purchased the Forex card through us), ensuring you’re never stuck without money while abroad. - Multi-Currency Support
Many Forex cards let you store multiple currencies on a single card. This saves you from paying extra cross-currency fees when moving between countries with different currencies.
The Benefits of Forex Cards for Students Studying Abroad
Forex cards offer a range of advantages that make them an essential financial tool for students travelling to another country for their education.
1. Protection from Exchange Rate Fluctuations
Forex cards let you lock in the exchange rate when you load the card. As a student, you will be staying abroad for around 2 to 4 years, and we know that exchange rates are only going to increase over the years. By locking the rates, you’re protected from sudden changes in currency values, which can save you a lot of money over time. No more worrying about unpredictable exchange rates while managing your expenses abroad!
2. Easy Access to Cash
In the initial days while studying abroad, you may not have access to a bank account yet. With a Forex card, you can easily withdraw cash in the local currency from ATMs whenever needed. This is perfect for controlling everyday expenses. And also for students, the validity of a Forex card lasts until the end of their course, with a default validity of up to 5 years.
3. 24/7 Assistance
If you lose your Forex card or encounter any issues, you can rely on international helplines for quick support. You can report the problem, block the card, and even arrange for emergency cash if needed, ensuring you stay financially secure while abroad.
Also Read: What To Do When Your Forex Card Is Stolen or Lost Abroad?
4. Real-Time Expense Tracking
Forex cards come with online banking features, making it easy to track your spending in real-time. This helps students stick to their budget and avoid overspending, which is crucial when managing finances far from home.
5. Exclusive Discounts
Many Forex cards come with special offers and discounts on essentials like books, food, accommodations, and travel. These perks can help students save money on everyday purchases and services while abroad.
6. Accepted Worldwide
Forex cards are widely accepted across the globe, making them super convenient. Whether you’re paying for groceries in Paris or a train ticket in Tokyo, you can use your card without the hassle of carrying large amounts of cash.
7. Minimal Transaction Fees
Unlike traditional debit or credit cards charge foreign transaction fees (usually between 2.5% and 3.5%), Forex cards don’t have such fees when used in the loaded currency. This makes them a more cost-effective option for international transactions.
8. Insurance Coverage
Some Forex cards come with built-in insurance to protect against theft, loss, or unauthorised use. This added layer of security ensures that your money is safe, even in worst-case scenarios.
Top 11 Forex Cards for International Students
Below, we’ve compiled a list of the top 11 Forex cards in India designed specifically for students going to study abroad. This comparison table summarizes the charges, features, and benefits of each card to help you pick the one that fits your needs.
Card Name | Features | Benefits | Charges |
---|---|---|---|
Niyo Global Card | • Supports 130+ currencies • No Forex markup • Contactless payments • Free airport lounge access |
• 1% cashback • No foreign transaction fees • Up to 7.5% interest on savings • Quick digital setup |
• ₹425 + GST (ATM withdrawal) • No joining/loading fees |
ICICI Student Sapphiro Card | • 15 currencies supported • No markup fees • Global acceptance • Digital reloads |
• 5% cashback on groceries • Travel insurance • Discounts on baggage |
• ₹2,999 joining fee • ₹100 reload fee • 3.5% cross-currency fee |
HDFC ISIC ForexPlus Card | • ISIC + Forex card • USD, EUR, GBP supported • Complimentary insurance |
• ISIC discounts • Easy fund tracking • Global support |
• ₹300 issuance fee • ₹75 reload fee • 3% markup fee |
Axis Bank ISIC Forex Card | • ISIC + Forex card • 4 currencies supported • Exclusive discounts |
• Fixed rates • Global acceptance • Extended validity |
• ₹300 issuance fee • ₹100 reload fee • Free Axis ATM transactions |
IndusInd Multi-Currency Card | • 14 currencies supported • Fixed exchange rates • Online portal |
• Predictable costs • Student discounts • Enhanced security |
• ₹300 issuance fee • ₹100 reload fee • 3.5% markup |
Unimoni Study Abroad Card | • Multi-currency • Emergency cash assistance • Free ATM withdrawal (1/month) |
• Budget-friendly • Online management • Ease of use |
• Free 1st ATM withdrawal • 3-3.5% cross-currency fee |
Thomas Cook Study Buddy Card | • 9 currencies supported • Online reload • Complimentary ISIC |
• Zero markup in base currency • Free ATM withdrawals (1/month) • Emergency cash assistance |
• Free issuance • ₹100 reload fee • Inactivity fees apply |
Wise Borderless Card | • 40+ currencies supported • Real exchange rates • Digital card availability |
• No foreign transaction fees • Low conversion fees • User-friendly interface |
• Free registration • 1.36% sending fee • Fees after £200 ATM withdrawals |
SBI Foreign Travel Card | • Multi-currency • Online management • Chip and PIN security |
• Competitive exchange rates • Global assistance • Not linked to bank account |
• ₹100 issuance fee • ₹50 reload fee • 3% cross-currency fee |
BookMyForex Zero Markup Card | • Zero markup rates • 14 currencies supported • Instant reloads |
• Cost savings • Free international SIM • Cashback rewards |
• Free issuance/reload • ₹250 replacement fee (India) • ₹3000 replacement fee (outside India) |
YES BANK Multi-Currency Card | • 15 currencies supported • Global acceptance • Chip and PIN security |
• No cross-currency fees • Emergency cash • Supplementary card option |
• ₹125 issuance fee • ₹100 reload fee • 2.75% markup fee |
1. Niyo Global Card

The Niyo Global Card is a debit card offering features that make international transactions easy. Even though it’s not a Forex card, we are including it because it’s a popular option for students going abroad.
Features
- Supports Multiple Currencies: You can use the card in over 130 currencies across 180+ countries, making it perfect for global use.
- No Forex Markup: There are no extra charges on foreign transactions, saving you up to 5% compared to other cards.
- Easy-to-Use App: The Niyo Global app lets you manage your card, check live exchange rates, find ATMs, and handle banking tasks without hassle.
- Contactless Payments: The card has Tap and Pay technology for quick and secure purchases.
- Free Airport Lounge Access: Enjoy complimentary access to selected airport lounges in India.
- Cashback Rewards: Earn 1% cashback as global coins on your spending.
- Enhanced Security: Use the app to lock, unlock, or block your card instantly if needed.
Benefits
- Saves You Money: With no foreign transaction fees or Forex markup, it’s ideal for students abroad or frequent travellers.
- Easy Fund Management: Load money in INR via IMPS, NEFT, or UPI without any fees. Students abroad have access to UPI without needing OTP’s. Thus you can easily transfer funds into your Niyo Global Debit card even when you’re abroad.
- Earn Interest: The linked savings account gives up to 7.5% interest annually.
- Quick Setup: Open an account digitally and get a virtual card for immediate use online.
Charges1
- No Joining Fee: Getting the card is free.
- No Loading Fee: Add funds without paying extra.
- Free Transfers: Fund transfers via RTGS, NEFT, or IMPS come at no cost.
- International ATM withdrawal charge: ₹425 + GST
Also Read: Which is Better For International Travel, Niyo Global Card or Forex Card?
2. ICICI Bank Student Sapphiro Forex Prepaid Card

The ICICI Bank Student Sapphiro Forex Prepaid Card is tailored specifically for students pursuing higher education overseas. It provides various features, benefits, and fees that address the unique financial requirements of students.2
Features
- Multi-Currency Support: The card handles up to 15 currencies, including USD, GBP, EUR, AUD, CAD, and SGD, helping students manage expenses effortlessly in different countries.
- No Markup Fees: There are no extra charges on cross-currency transactions, allowing students to save on foreign exchange costs.
- Global Acceptance: The card is widely accepted at millions of merchants and ATMs wherever VISA or MasterCard is recognised.
- Enhanced Security: Includes 3D secure authentication and chip-and-PIN technology for fraud protection.
- Emergency Cash Assistance: In case of loss or theft, students can access up to USD 2,000 in emergency cash.
- Digital Reloads: Funds can be reloaded quickly online via the ICICI i-Mobile Pay App or Internet Banking.
Benefits
- Cost-Effective Spending: The card helps students manage their educational expenses without high fees.
- Travel Insurance: Comprehensive travel insurance provides added security during international trips.
- Travel Discounts: Cardholders receive reduced rates on excess baggage and other travel costs.
- Cashback Offers: Earn 5% cashback on online grocery and transit expenses, capped at ₹3,000 per month.
Charges
- Joining Fee: A one-time fee of around ₹2,999 plus taxes applies.
- Reload Fee: Reloading funds incur a charge of ₹100 per transaction.
- Cross Currency Fee: 3.5% + GST (applicable for all transaction types)
- Daily limit: $540.00 – $2,220.00
- ATM cash withdrawal fee: $1.28 – $2.78
- ATM balance enquiry fee: $0.27 – $0.74
- Lost Card Replacement Fee: International Location: USD 20.00, Indian Location: USD 3.00
3. HDFC Bank ISIC Student ForexPlus Card

The HDFC Bank ISIC Student Forex Card is a specialised financial solution for students pursuing education abroad. It combines the benefits of a Forex card and an internationally recognised student identity card, making it a practical and versatile choice.
Features
- Dual-Purpose Card: Functions as both a Forex card and an ISIC (International Student Identity Card), globally recognised and endorsed. by UNESCO since 1968.
- Currency Options: Supports USD, EUR, and GBP, enabling smooth transactions in multiple currencies.
- Complimentary Insurance: Provides coverage for card misuse, accidents, lost baggage, personal documents, and cash in transit.
- Secure Transactions: Equipped with Chip & PIN technology for safe ATM and in-store transactions.
- Online Compatibility: Works effortlessly on major e-commerce platforms for online purchases.
- Flexible Reloading: Can be reloaded easily via online or offline channels.
- Emergency Cash Support: Offers global assistance for emergency cash delivery in case of card loss or damage.
- 24/7 Personal Assistance: Provides personal assistance for travel bookings, medical referrals, and more.
Benefits
- Cost-Effective: Helps students manage their finances abroad without the burden of high Forex charges.
- Exclusive Discounts: ISIC cardholders enjoy discounts on over 150,000 products and services in over 130 countries.
- Convenient Management: Allows easy monitoring of transactions and setting of limits via Prepaid Card NetBanking.
- Global Customer Support: Access to international toll-free customer service numbers for assistance in various countries.
Charges3
- Card issuance Fee: INR 300 per card
- Reload Fees: INR 75+GST per card
- Reissuance/replacement Fee: INR 100+GST per card
- Cross-Currency Conversion Charges: A 3% markup is applied to transactions in currencies not loaded on the HDFC Bank Student ISIC Forex Card. The exchange rate will be the VISA/MasterCard wholesale rate or the prevailing mid-rate at the time of the transaction. GST applies to conversion and other fees as per current rates.
- Transaction fees:
Currency | ATM Cash Withdrawal Fee | Balance Enquiry Fee | Daily ATM Cash Withdrawal Limit |
USD | USD 2.00 per transaction | USD 0.50 per transaction | USD 5,000 |
EUR | EUR 1.50 per transaction | EUR 0.50 per transaction | EUR 4,700 |
GBP | GBP 1.00 per transaction | GBP 0.50 per transaction | GBP 4,000 |
4. Axis Bank ISIC Forex Card

The Axis Bank ISIC Forex Card is a specialised prepaid card tailored for students pursuing education abroad. This card uniquely combines the functionalities of a travel currency card with the globally recognised International Student Identity Card (ISIC).
Features
- Dual Functionality: Serves both as a Forex card and an ISIC, providing students with a credible identity proof accepted in over 125 countries.
- Multi-Currency Support: Available in USD, EUR, GBP, and AUD, facilitating smooth transactions across various countries.
- Global Acceptance: Usable at over 34 million merchant locations and more than 2 million MasterCard ATMs worldwide.
- Exclusive Discounts: Access to special student offers and discounts across 125 countries on a wide range of spending categories such as travel, accommodation, museums, cultural sites, retail shopping, restaurants, cafes, and entertainment.
- Personalised Card Design: Features the student’s name, ISIC license number, university name, date of birth, and photograph, ensuring authenticity and ease of identification.
Benefits
The benefits of this card are pretty much like that of any regular Forex card but with the added advantage of being recognised by ISIC.
- Fixed Exchange Rates: Allows students to load the card at preferred exchange rates, safeguarding against currency fluctuations during their stay abroad.
- Comprehensive Support: In case of card loss, students can block the card with a call and even get additional cash if needed.
- Extended Validity: The card is valid for two years, accommodating both short-term and long-term educational courses.
Charges
- Issuance Fee: The card is complimentary when applied for digitally. However, there is a fee of ₹300 + GST when applied physically at a branch (except for Burgundy customers).4
- Reload Fee: A fee of ₹100 + GST applies for reloading or encashment of funds on the card.
- ATM Transactions: No charges for balance enquiries or PIN changes at Axis Bank ATMs.
5. IndusInd Bank Multi-Currency Forex Card

The IndusInd Bank Multi-Currency Forex Card facilitates integrated financial transactions abroad.
Features
- Multi-Currency Capability: The card supports up to 14 currencies, including USD, GBP, EUR, and AUD, enabling students to manage expenses across different countries without the need for multiple cards.
- Fixed Exchange Rates: Loading the card locks in exchange rates, protecting students from currency fluctuations and aiding in budgeting.
- Global Acceptance: Accepted at millions of merchant outlets and ATMs worldwide, the card ensures easy access to funds wherever Visa cards are honoured.
- Secure Transactions: Equipped with chip and PIN technology, the card offers enhanced security for both online and offline transactions.
- Online Account Management: Students can monitor balances, track spending, and reload funds through a user-friendly online portal or mobile app.
Benefits
- Cost Efficiency: By locking in exchange rates at the time of loading, students avoid potential losses due to currency volatility, making financial planning more predictable.
- Safety and Convenience: The card reduces the need to carry large amounts of cash, lowering the risk of theft or loss. In case of card loss, it can be easily blocked and replaced.
- Exclusive Student Discounts: Cardholders may access various offers and discounts that are beneficial for students, enhancing their overall experience abroad.
Charges
- Issuance Fees: Rs.3005
- Reload Fees: Rs.100
- Re-issuance of Card fee: Rs.100
- Cross Currency: 3.50% mark up
- Transaction Fees: While the card offers competitive rates, certain transactions, such as ATM withdrawals or balance enquiries, may incur nominal fees. Reviewing the fee structure is recommended to understand any associated costs.
6. Unimoni’s Study Abroad Forex Card

Unimoni’s Study Abroad Forex Card is a prepaid card tailored for students pursuing education overseas. It offers a secure and convenient method to manage finances during international studies.
Features
- Multi-Currency Support: The card accommodates multiple currencies, including USD, GBP, EUR, CAD, AUD, CHF, SGD, AED, THB, and JPY, Ensuring smooth transactions in various countries.
- Emergency Cash Assistance: Provides up to USD 500 per day in emergency cash delivery globally if the card is lost or damaged.
- Free ATM Withdrawals: One free ATM withdrawal per month; standard charges apply thereafter.
- International Student Identity Card (ISIC): Offers globally recognised student status proof, enabling access to discounts in India and abroad.
Benefits
- Cost-Effective: Avoids inflated currency conversion charges, making it a budget-friendly option for students.
- Ease of Use: Functions like a regular debit card, allowing easy payments and cash withdrawals in local currencies.
- Online Account Management: Enables users to monitor spending, check balances, and reload funds through online portals or mobile apps, providing real-time financial control.
Charges
- Balance Inquiry Fees: While swiping the card at merchant outlets is free, certain transactions, such as balance enquiries, may incur fees.
- ATM Withdrawal Fees: The card includes one free ATM withdrawal per month; standard charges apply for subsequent withdrawals.
- Cross-Currency Charges: 3-3.5% charged when transacting in a currency not loaded on the card6
7. Thomas Cook’s Study Buddy Forex Card

Thomas Cook offers a comprehensive suite of Forex services tailored for students pursuing education abroad.
Features
- Multi-Currency Forex Cards: Thomas Cook’s Study Buddy Forex Card can be loaded with up to nine different currencies, including USD, GBP, EUR, AUD, CAD, AED, JPY, CHF, and SGD, providing integrated transactions in multiple countries.
- Online Reload Facility: Students can reload their Forex cards online at any time, providing continuous access to funds without the need to visit a physical branch.
- Additional Benefits: The Study Buddy Card offers complimentary access to international student identity cards (ISIC), global SIM cards, and airport lounge access in India, enhancing the overall convenience for students.
Benefits
- Zero Currency Conversion Charges: When used in the base currency, the Forex card incurs no currency conversion fees, making it a cost-effective option for students.
- Free ATM Withdrawals: The Study Buddy Card provides one free ATM withdrawal per month, allowing students to access cash without incurring additional charges.
- Emergency Cash Assistance: In case of emergencies, students can avail themselves of free cash assistance up to their available card balance, ensuring they are never stranded without funds.
- Insurance Coverage: The card includes comprehensive fraud protection insurance up to ₹7,50,000, safeguarding students against unauthorised transactions.
Charges7
- Issuance Fee: Thomas Cook offers Forex cards with zero issuance fees, allowing students to obtain the card without any initial cost.
- Cash Withdrawal Fee: Charged for ATM cash withdrawals.
- Balance Inquiry Fee: Fee for checking your balance at ATMs.
- Cross-Currency Markup: 3-3.5% charged when transacting in a currency not loaded on the card (some banks offer zero markup).
- Transaction Slip Retrieval Fee: Charged for retrieving ATM transaction slips.
- Inactivity Fee: Applied if the card remains unused for over 6 months.
- Free Services: Card swipes at merchant outlets, international SMS alerts, card replacements (domestic and international), and access to statements online or via app are typically free.
8. Wise Borderless Card

The Wise Borderless Card, now known as the Wise Multi-Currency Card, is a versatile financial tool ideal for students studying abroad.
Features
- Multi-Currency Support: Hold and manage over 40 different currencies in your account, promoting effortless transactions across various countries.
- Real Exchange Rates: Benefit from the interbank exchange rate, the rate you see on Google, ensuring transparency and fairness in currency conversions.
- Global Acceptance: Use the card in 170+ countries for purchases and ATM withdrawals, making it a reliable companion for international students.
- Digital Card Availability: Access a digital version of the card for secure online transactions and integration with mobile payment systems like Google Pay and Apple Pay.
Benefits
- No Foreign Transaction Fees: Spend in any currency without incurring additional foreign transaction charges, helping you save on international purchases.
- Low Conversion Fees: When currency conversion is necessary, enjoy low fees starting from 0.42%, making it cost-effective for students managing budgets.
- ATM Withdrawals: Withdraw cash internationally with the first £200 (or equivalent) per month being fee-free subsequent withdrawals incur a minimal charge.
- User-Friendly Online Platform: Manage your account, monitor transactions, and convert currencies through an intuitive online interface or mobile app, providing convenience and control.
Charges
- Account Registration: Free of charge.
- Sending Money: Fees vary by currency, starting from 1.36% of the transaction amount.8
- Currency Conversion: When converting between currencies within your Wise account, fees apply and vary depending on the specific currency pair.
9. State Bank Foreign Travel Card

The State Bank of India (SBI) offers the State Bank Foreign Travel Card, a prepaid foreign currency card designed to provide a secure and convenient way for students and travellers to manage expenses abroad.
Features
- Multi-Currency Support: The card supports multiple currencies, allowing users to load and use funds in various foreign currencies.
- Online Account Management: Users can manage their card, check balances, and monitor transactions through an online portal, offering convenience and control over finances.
Benefits
- Competitive Exchange Rates: The card offers favourable exchange rates, making it cost-effective for students managing expenses in foreign currencies.
- No Link to Bank Account: All Forex cards are not linked to a bank account. The same is the case here. As the card is not linked to a bank account, it provides an additional security measure against potential fraud.
- 24/7 Global Assistance: Cardholders have access to 24/7 assistance by calling the State Bank Helpdesk for any issues or emergencies that may arise during their travels.
Charges
- Initial purchase and load fee: INR 1009
- Reload fee: INR 50
- ATM Balance Enquiry Fee: Free (Note: ATM operators may charge a fee)
- Cross-Currency Fee: A 3% fee is applied when transactions involve currency conversion between different wallets on the card.
- Inactivity Fee: If the card remains unused for 12 months, a monthly inactivity fee of USD 1.50 is charged.
10. BookMyForex True Zero Markup Forex Card

The BookMyForex True Zero Markup Forex Card is a prepaid, multi-currency card designed for travellers abroad.
Features
- Zero Markup Rates: The card provides foreign exchange at interbank rates.
- Multi-Currency Support: It can be loaded with up to 14 different currencies, ensuring smooth transactions across various countries.
- Instant Reloads: Users can top up their cards instantly through the BookMyForex app, ensuring continuous access to funds without delays.
- Global Acceptance: The card is accepted at numerous ATMs and merchant establishments worldwide, providing flexibility in accessing funds.
- Personalisation Options: Customers have the option to personalise their Forex cards, adding a unique touch to their card.
Benefits
- Cost Savings: By offering zero markup on exchange rates, the card helps users save on currency conversion fees.
- Convenience: Global acceptance makes it a convenient option for managing expenses while studying or travelling abroad.
- Additional Perks: BookMyForex offers exclusive cashback rewards and a free international SIM card with the purchase of a Forex card.
Charges
- Issuance Fee: The card has zero issuance fees, allowing students to obtain it without any initial cost.10
- Reload Fee: There are no charges for reloading the card, enabling users to add funds as needed without incurring additional costs.
- Inactivity Fee: The card does not impose inactivity or maintenance fees, ensuring that users are not penalised for infrequent use. A replacement card fee of ₹250 applies within India.
- Replacement Card Fee (Out of India): ₹3000
- Balance Enquiry Fee: $0.10 – $2.43
- ATM Cash Withdrawal Fee: $0.00 – $2.22
- ATM Cash Withdrawal Limit: $0.00 – $1,110.00
- POS/Ecom/Cash Advance Limit: $300.00 – $8,325.00
11. YES BANK Multi-Currency Travel Card

The YES BANK Multi-Currency Travel Card is a prepaid card created to enable smooth international transactions for students and travellers.
Features
- Multi-Currency Support: Load up to 15 different currencies onto a single card, allowing for easy spending across various countries without the need for multiple cards.
- Global Acceptance: Use the card at millions of merchant outlets and ATMs worldwide, wherever Visa is accepted.
- Online Account Management: Monitor your spending, check balances, and reload currencies through a user-friendly online portal, providing convenience and control over your finances.
Benefits
- Emergency Assistance: Access 24/7 global customer support for any issues, including card replacement and emergency cash assistance, ensuring peace of mind during your travels.
- No Cross-Currency Charges: Avoid additional fees when transacting in the loaded currencies, making it a cost-effective option for international students.
- Supplementary Card Option: Obtain an additional backup card for emergencies, ensuring uninterrupted access to funds if the primary card is lost or stolen.
Charges
- Issuance Fee / Replacement Card Fee (in India): INR 125.0011
- Replacement Card Fee (Outside India): INR 2,500.00
- Reload Fee: INR 100.00
- Cross-Currency Fee (Markup Fee): 2.75% of the transaction value
- ATM Transaction Limits: Daily withdrawal limits depend on the foreign ATM’s per-transaction limits set by the ATM’s bank or regulatory authority. The lower limit will apply in such cases.
Best way to get a Forex card?
Getting a Forex card is easy with ExTravelMoney.com, with over 9+ years of experience in Forex services.
Why choose ExTravelMoney? We collaborate with a network of banks and RBI-authorised money changers, including Thomas Cook, ICICI, EbixCash, and IndusInd.
Also, ExTravelMoney provides exclusive offers for international students when loading their initial currency for the purchased Forex card. The offers available for various loading amounts are as follows:
Offers | Initial load amount | ||
5000 USD | 3000 USD | 1000 USD | |
International lounge access at Indian airports | ✔️ | ✖️ | ✖️ |
Free international SIM card for 1 month | ✔️ | ✔️ | ✖️ |
Complimentary ISIC | ✔️ | ✔️ | ✖️ |
One free ATM withdrawal per month | ✔️ | ✔️ | ✔️ |
Insurance coverage up to $10,000 | ✔️ | ✔️ | ✖️ |
To get your Forex card, visit Extravelmoney and complete the online application. Further, load your card with the desired amount and get your Forex card delivered to your doorstep within 48 hours, or pick it up from the nearby store. Also, do not forget to meet the minimum load requirement to enjoy the exclusive card benefits!
Also Read: What Banks Don’t Tell You When Taking Overseas Education Loan
Article Sources:
- Niyo Global Card ↩︎
- ICICI Student Sapphiro Forex Card ↩︎
- HDFC ISIC Student ForexPlus Card ↩︎
- Axis Bank ISIC Forex Card ↩︎
- IndusInd Bank Multi-Currency Forex Card ↩︎
- Unimoni’s Study Abroad Forex Card ↩︎
- Thomas Cook’s Study Buddy Forex Card ↩︎
- Wise Borderless Card ↩︎
- State Bank Foreign Travel Card ↩︎
- BookMyForex True Zero Markup Forex Card ↩︎
- YES BANK Multi-Currency Travel Card ↩︎

Rinsha K A is a Content Writing Intern at Extravelmoney.com. With a Bachelor’s degree in Software Development and a strong background in digital marketing, she crafts clear and engaging content. Her work helps readers easily understand topics like foreign exchange, international money transfers, currency exchange, and travel abroad.