Travel smart worldwide without worrying about carrying cash using HDFC Forex cards. HDFC ForexPlus Cards offer both single and multi-currency options, featuring advanced security, global acceptance, and emergency support, making them ideal for international travellers and students. Read on as we explore the key features, available variants, charges, and application process for HDFC Forex cards.
Reminder: HDFC Forex cards are not available on ExTravelMoney. This content is for informational purposes only. To apply HDFC ForexPlus cards, visit the HDFC Bank website and follow the steps outlined in this blog.
Also Read: 11 Forex Cards for Students Travelling Abroad: Benefits & Features
Features of HDFC ForePlus Cards
- Backup Card Facility
The HDFC Forex Card kit includes a backup card (excluding the ISIC Student variant). If your original card is lost or stolen, you can activate the backup card by calling HDFC Bank customer care or online. Once activated, all funds from the primary card will be automatically transferred to the backup card.
- Emergency Cash Assistance
Customers who need emergency foreign currency notes while travelling can contact customer service and get an emergency cash delivery service. This service is available exclusively for Regalia and Hajj ForexPlus cards.
- Card Management through 24/7 Customer Care and Net Banking
You can apply for the Forex card via HDFC Bank’s internet banking. You can also manage your funds, check your balance, change your PIN, and block your card anytime through HDFC’s Net Banking.
- Available for Non-Account Holders Too
Even if you do not have a savings account with HDFC Bank, you can still apply for an HDFC Forex card. However, after the online application, you must visit the nearest branch to submit the KYC documents and collect the Forex card.
- Complimentary Travel Insurance of Rs. 10,30,000
HDFC Forex cardholders (except Regalia ForexPlus cards) gain access to the complimentary travel insurance policy worth Rs. 10,30,000. Uncertainties like card skimming/counterfeiting/missing, accidental death, loss of documents, cash and checked bags are covered under the insurance policy. (Click here for more details)
Types of HDFC Forex Cards
The HDFC Forex card comprises four variants: Multicurrency Platinum, Regalia, ISIC Student, and Hajj ForexPlus cards. Here’s a quick look at the basic details of each type.
| Card Type | Loadable Currencies | ISIC Membership (worth ₹999) | Issuance Fee Waiver on USD 1000+ Load | VISA Travel & Shopping Offers | International Lounge Access |
| Multicurrency Platinum ForexPlus1 | Up to 22 Foreign Currencies (view 25 available currencies) | ✔ | ✔ | ✔ | ✖ |
| Regalia ForexPlus2 | US Dollars | ✔ | ✔ | ✖ | ✔ (1 per quarter at Indian airports) |
| ISIC Student ForexPlus3 (single-currency Forex card) | 1. US Dollars 2. Euro 3. Pound Sterling | ✔ | ✔ | ✔ | ✖ |
| Hajj ForexPlus4 | Saudi Riyal | ✖ | ✔ | ✔ | ✖ |
Rates, Charges, and Limits
The exchange rates for all the Forex card types are charged based on the HDFC Bank Treasury Forex card rates which are updated daily. The additional charges applied to the cardholders and their ATM withdrawal limit per day are as follows:
| Card Type | Application Fee (INR) | Card Reloading (INR) | Back-up Card (INR) | ATM Cash Withdrawal Fee (USD) | Balance Enquiry Fee (USD) | Daily Limit for ATM Cash Withdrawal |
| Multicurrency5 Platinum | 500 | 75 | 100 | 1.12 – 2.75 | 0.29 – 0.66 | $ 3484.00 – $ 5500.00 |
| Regalia6 | 1000 | 75 | 100 | 4 | 0.50 | $ 5000 |
| ISIC Student7 | 300 | 75 | 100 | 1.30 – 2.00 | 0.50 – 0.65 | Depends upon foreign ATM service providers |
| Hajj8 | 200 | 75 | 100 | 1.30 – 2.00 | 0.53 | SAR 18600 |
Who Can Apply for an HDFC Forex Card?
All HDFC bank account holders and non-account holders are eligible to apply for an HDFC ForexPlus Card. However, the applicants must be:
- An Indian resident
- 12 years or older
- A holder of a valid passport / OCI card
Documents Required for Forex Card Application
- Self-attested copy of valid passport
- Self-attested copy of PAN card
- Self-attested copy of international travel ticket or visa (for non-account holders)
- Copy of Passbook or one-year account statement used for loading the Forex card (for non-account holders)
- Self-attested copy of guardian’s PAN card (ISIC Forex Plus Card applicants, if funded by the guardian)
- Self-attested copy of admission letter (ISIC Forex Plus Card applicants)
- Self-attested copy of form I-20 (ISIC Forex Plus Card applicants)
Pro Tip: Bring original KYC documents and self-attested copies when picking up the card at the bank or have them ready for home delivery. The card will be activated only after the KYC documents are verified.
How to Apply for HDFC ForexPlus Card Online?
- Visit the HDFC ForexPlus website and click the ‘Apply Now’ button for the most suitable Forex card for you.
- Enter your Customer ID or mobile number for verification.
- Further, fill out the form with the necessary details and the preferred amount of foreign currency.
- Choose from the provided card collection method and accept the terms and conditions.
- Enter the bank details of the account from which you are funding.
- Select an apt mode of payment and pay online.
- The Forex card shall be issued after 3 days. Submit all necessary documents before collecting the Forex card at your branch or from the approved bank service provider.
The HDFC ForexPlus Cards deliver the perfect balance of convenience, security, and travel benefits. So choose the right card for your next journey and travel worry-free!
Also Read: ICICI Forex Card Review: Types, Benefits & Charges to Know
Article Sources:
- Official HDFC Multicurrency Platinum ForexPlus Card page ↩︎
- Official HDFC Regalia ForexPlus Card page ↩︎
- Official HDFC ISIC ForexPlus Card page ↩︎
- Official HDFC Hajj ForexPlus Card page ↩︎
- HDFC Charge sheet for Multicurrency Platinum ForexPlus ↩︎
- HDFC Charge sheet for Regalia ForexPlus ↩︎
- HDFC Charge sheet for ISIC Student ForexPlus ↩︎
- HDFC Charge sheet for Hajj ForexPlus ↩︎
FAQs
1. How to activate contactless payment on HDFC Forex card?
To enable Contactless service on the card, follow the below mentioned steps:
- Enable the service & set daily transaction count / daily limit
- Login in to Prepaid Card Netbanking
- Go to “Account Summary” tab and Select “Manage My Profile” option
- Click on “Manage My Limits” tab and then select your “Card”
2. What is the HDFC Forex card limit?
The maximum limit of the amount that can be loaded on HDFC Forex Cards is as per the Liberated Remittance Scheme which is USD 250,000 in a financial year.
3. What to do if your Forex card is lost or stolen?
Block your card by logging into your HDFC Net Banking. Further, contact the HDFC Customer Care and activate your provided backup card.
4. When will you get an HDFC forex card?
Soon after your application process is completed, you can get your forex card after 3 days.
5. How to check HDFC Forex card balance and history?
You can check your Forex card balance and activities in your HDFC Net Banking portal.
Ann Mariya Job is the Associate Content Writer at ExTravelMoney.com. Holding a Bachelor’s in Journalism, she excels in creating deeply researched, engaging, and crisp content. Her work helps readers understand the complexities of foreign exchange, overseas money transfers, and international travel.